Our Blog

What You Need to Know

GICS: How They Can Be Your Best Investment

GICS: How They Can Be Your Best Investment

Now more than ever, savers are being hailed and appreciated. Although some interest rates are still low, savers have more access to better products. However, does access to better products mean that savers need to pay extra attention to high-interest savings accounts?...

read more
Effects of COVID-19 Pandemic on Mortgage Rates

Effects of COVID-19 Pandemic on Mortgage Rates

So much has changed since COVID-19 took the world by storm. Shutdowns, bans, closed businesses, all of this has changed the landscape of our lives. It is an understatement to say that it has had a huge impact on our economic landscape. So how has it impacted the...

read more
Mortgage Fraud: What You Need to Know to Stay Safe

Mortgage Fraud: What You Need to Know to Stay Safe

Mortgage fraud can be an incredibly damaging situation financially and can cost you thousands of dollars if discovered. Thankfully, there are a variety of ways to protect yourself and spot when you may be a victim of or accomplice in mortgage fraud. Mortgage Fraud:...

read more
Credit Score: Importance and How to Safely Build It

Credit Score: Importance and How to Safely Build It

When it comes to good financial health, a good credit score is absolutely essential. Among other things, a good credit score can help with credit card application and getting the best interest rates possible on some credit products. However, a good credit score is...

read more
How Much Does It Cost To Refinance Your Mortgage?

How Much Does It Cost To Refinance Your Mortgage?

Refinancing your mortgage is a great option for a number of reasons, including debt consolidation, completing a home renovation project or sending your children to university or college. Refinancing can provide you with the money you need and while it’s a fantastic...

read more
4 Reasons Why You Should Work with a Mortgage Broker

4 Reasons Why You Should Work with a Mortgage Broker

Working with a mortgage broker is an excellent idea for a number of reasons. When traditional lenders won’t give you an approval and the bank won’t provide you with a loan, a mortgage broker will help. While this is great, it’s not the only reason to pursue this...

read more
What Can A Mortgage Broker Do For You?

What Can A Mortgage Broker Do For You?

When you enter the real estate realm of buying and selling property, it’s important to have a great team that will prioritize your best interests. A key person in your team should be a mortgage broker. What does a mortgage broker do and why are they of interest to...

read more
Fixed Vs Variable Mortgage Rates

Fixed Vs Variable Mortgage Rates

Deciding whether a fixed or variable mortgage rate is better for you is a tough decision. It ultimately comes down to your income, lifestyle and ability to handle risks, which will help determine which option makes more sense for your circumstances. The first thing to...

read more
Easy Ways to Pay Off Your Mortgage Early

Easy Ways to Pay Off Your Mortgage Early

Owning a home is everyone’s dream. But many of us dread having a 30-year mortgage. Even more so if we are not getting a competitive interest rate which means our mortgage is going to be quite costly. The matter of fact is while most of us tend to focus on the rate of...

read more
Tips to choose the right Mortgage Broker

Tips to choose the right Mortgage Broker

Choosing the best mortgage broker in Edmonton for your needs can never be easy. After all, the entire success of finding the right kind of mortgage rates, a workable payment plan and a trustworthy mortgage provider depends on this one individual who you need to trust...

read more
Can I Get a Mortgage For A Rental Property?

Can I Get a Mortgage For A Rental Property?

With increasing living costs, many Edmonton first time home buyers are considering investing in a second mortgage to buy properties that they rent out and supplement their income. Although the prospect of some additional source of steady income is attractive, it is...

read more
New Mortgage Lending Rules for home buyers in 2019

New Mortgage Lending Rules for home buyers in 2019

The Canadian government implemented a new stress test on homebuyers in 2018 regardless of their down payment amount. This reduced the amount of financing they qualified for and some estimates showing Canadians being able to afford 20% less house than before the new...

read more
First Time Home buyer Mistakes to Avoid

First Time Home buyer Mistakes to Avoid

Buying your first home is an exciting and scary process. It is easy to get swept up in the chaos of home shopping, but it also makes it easy to make mistakes. If you are purchasing a home for the first time or it has been more than a decade since you last bought one,...

read more
How Do You Know If You Should Refinance a Mortgage?

How Do You Know If You Should Refinance a Mortgage?

Refinancing your mortgage means setting up a new mortgage once you have paid of your existing one. You can do this with your same lender or a different lender. There are just as many factors to consider when refinancing a mortgage as there is to get a mortgage. People...

read more
PRE-APPROVAL

PRE-APPROVAL

A pre-approval should be your first step before you start looking at homes.  The process is quick, painless, and the advantages are huge. First and foremost, a pre-approval will have you looking in the right price range. There is nothing worse than finding your dream...

read more